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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,976 | $84,685-50.4% | $73,836-43.2% | $125,389-66.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 4.29% | 3123.80%-3119.5pp | 2268.06%-2263.8pp | 282.24%-278.0pp |
| Employer contribution / active EE | $1,445 | $3,123-53.7% | $2,787-48.2% | $4,866-70.3% |
| Participant deferral / active EE | $4,593 | $3,993+15.0% | $3,583+28.2% | $5,352-14.2% |
| Admin fee / account holder | $630 | $5,694-88.9% | $4,882-87.1% | $9,541-93.4% |