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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,687 | $35,183+15.6% | $73,550-44.7% | $70,126-42.0% |
| Participation rate | 17.9% | 42.9%-25.1pp | 54.9%-37.1pp | 69.5%-51.7pp |
| Annual return | 18.97% | 26.90%-7.9pp | -15.16%+34.1pp | 73.15%-54.2pp |
| Employer contribution / active EE | $857 | $709+20.9% | $1,219-29.7% | $2,343-63.4% |
| Participant deferral / active EE | $1,764 | $1,220+44.6% | $1,804-2.2% | $3,332-47.0% |
| Admin fee / account holder | $6 | $2,302-99.7% | $2,320-99.7% | $4,645-99.9% |