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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,916 | $32,037-25.4% | $69,182-65.4% | $62,881-62.0% |
| Participation rate | 19.4% | 43.4%-24.1pp | 55.1%-35.8pp | 69.3%-49.9pp |
| Annual return | 10.44% | 15.16%-4.7pp | -21.93%+32.4pp | 20.14%-9.7pp |
| Employer contribution / active EE | $693 | $679+2.0% | $1,206-42.6% | $2,281-69.6% |
| Participant deferral / active EE | $1,615 | $1,185+36.3% | $1,897-14.8% | $3,203-49.6% |
| Admin fee / account holder | $293 | $2,608-88.8% | $2,697-89.1% | $4,296-93.2% |