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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,129 | $162,812-54.5% | $133,971-44.7% | $158,966-53.4% |
| Participation rate | 54.2% | 83.2%-29.1pp | 79.8%-25.7pp | 82.0%-27.8pp |
| Annual return | 34.81% | 41.94%-7.1pp | 45.09%-10.3pp | 302.95%-268.1pp |
| Employer contribution / active EE | $3,009 | $4,976-39.5% | $3,919-23.2% | $4,762-36.8% |
| Participant deferral / active EE | $4,998 | $5,910-15.4% | $5,047-1.0% | $5,983-16.5% |
| Admin fee / account holder | $1,547 | $11,741-86.8% | $8,929-82.7% | $11,250-86.3% |