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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,520 | $77,816+296.5% | $123,549+149.7% | $64,181+380.7% |
| Participation rate | 87.5% | 74.7%+12.8pp | 82.3%+5.2pp | 69.6%+17.9pp |
| Annual return | -6.37% | 12.49%-18.9pp | 119.20%-125.6pp | 7.63%-14.0pp |
| Employer contribution / active EE | $9,460 | $3,014+213.9% | $4,628+104.4% | $2,381+297.4% |
| Participant deferral / active EE | $7,092 | $5,240+35.3% | $6,426+10.4% | $3,470+104.4% |
| Admin fee / account holder | $5,757 | $5,519+4.3% | $9,284-38.0% | $4,887+17.8% |