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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,099 | $176,077-29.5% | $159,455-22.2% | $167,518-25.9% |
| Participation rate | 70.0% | 84.9%-14.9pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 12.53% | 331.83%-319.3pp | 263.63%-251.1pp | 478.71%-466.2pp |
| Employer contribution / active EE | $2,864 | $5,298-45.9% | $4,830-40.7% | $4,838-40.8% |
| Participant deferral / active EE | $7,235 | $7,751-6.7% | $7,353-1.6% | $6,342+14.1% |
| Admin fee / account holder | $3,039 | $12,556-75.8% | $10,800-71.9% | $12,312-75.3% |