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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,739 | $97,020-17.8% | $83,322-4.3% | $135,379-41.1% |
| Participation rate | 70.0% | 80.4%-10.4pp | 77.8%-7.8pp | 82.6%-12.6pp |
| Annual return | -6.10% | 12.31%-18.4pp | 10.64%-16.7pp | 519.79%-525.9pp |
| Employer contribution / active EE | $58 | $4,144-98.6% | $3,379-98.3% | $4,779-98.8% |
| Participant deferral / active EE | $3,137 | $5,964-47.4% | $5,565-43.6% | $5,609-44.1% |
| Admin fee / account holder | $5,512 | $8,426-34.6% | $7,540-26.9% | $10,828-49.1% |