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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $156,927-100.0% | $121,169-100.0% | $139,456-100.0% |
| Participation rate | 16.7% | 76.4%-59.8pp | 69.5%-52.9pp | 80.3%-63.7pp |
| Annual return | 23.49% | 1475.85%-1452.4pp | 986.71%-963.2pp | 373.45%-350.0pp |
| Employer contribution / active EE | $15,355 | $5,542+177.1% | $4,168+268.4% | $4,753+223.1% |
| Participant deferral / active EE | $0 | $4,848-100.0% | $4,083-100.0% | $6,711-100.0% |
| Admin fee / account holder | $2,554,426 | $6,946+36677.5% | $5,645+45148.6% | $11,407+22293.5% |