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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,366 | $168,635-35.7% | $147,617-26.6% | $125,389-13.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.92% | 77.65%-83.6pp | 61.98%-67.9pp | 282.24%-288.2pp |
| Employer contribution / active EE | $5,151 | $6,252-17.6% | $5,564-7.4% | $4,866+5.8% |
| Participant deferral / active EE | $3,006 | $5,507-45.4% | $4,895-38.6% | $5,352-43.8% |
| Admin fee / account holder | $2,692 | $13,580-80.2% | $11,612-76.8% | $9,541-71.8% |