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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,268 | $73,988-64.5% | $96,538-72.8% | $75,177-65.1% |
| Participation rate | 50.0% | 66.4%-16.4pp | 74.3%-24.3pp | 67.2%-17.2pp |
| Annual return | 17.65% | 26.73%-9.1pp | 35.74%-18.1pp | 160.75%-143.1pp |
| Employer contribution / active EE | $1,455 | $2,930-50.4% | $3,740-61.1% | $2,671-45.5% |
| Participant deferral / active EE | $2,144 | $3,660-41.4% | $4,880-56.1% | $4,126-48.1% |
| Admin fee / account holder | $569 | $5,220-89.1% | $6,737-91.5% | $5,651-89.9% |