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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,916 | $124,330-83.2% | $109,173-80.8% | $167,536-87.5% |
| Participation rate | 45.8% | 79.5%-33.6pp | 75.9%-30.0pp | 82.1%-36.3pp |
| Annual return | 28.61% | 26.04%+2.6pp | 25.75%+2.9pp | 478.82%-450.2pp |
| Employer contribution / active EE | $1,130 | $4,209-73.2% | $3,723-69.6% | $4,839-76.6% |
| Participant deferral / active EE | $1,530 | $5,256-70.9% | $4,654-67.1% | $6,342-75.9% |
| Admin fee / account holder | $46 | $7,974-99.4% | $6,755-99.3% | $12,315-99.6% |