Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $33,778 |
FISHER INVESTMENTS3 years Filed as: FISHER ASSET MANAGEMENT, LLC Service code 27 · EIN 20-2480800 | Advisory (Plan) | $32,909 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,438 | $64,138-22.9% | $112,258-56.0% | $66,930-26.1% |
| Participation rate | 35.5% | 68.5%-33.0pp | 75.1%-39.6pp | 69.8%-34.3pp |
| Annual return | -19.86% | -13.81%-6.1pp | 27.47%-47.3pp | 1.57%-21.4pp |
| Employer contribution / active EE | $968 | $3,006-67.8% | $3,636-73.4% | $2,545-62.0% |
| Participant deferral / active EE | $1,615 | $3,694-56.3% | $4,728-65.8% | $4,238-61.9% |
| Admin fee / account holder | $877 | $625+40.3% | $6,411-86.3% | $593+47.9% |