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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,267 | $181,896+136.0% | $156,551+174.2% | $273,972+56.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.46% | 30.74%-22.3pp | 32.23%-23.8pp | 41.46%-33.0pp |
| Employer contribution / active EE | $7,285 | $6,248+16.6% | $5,501+32.4% | $4,869+49.6% |
| Participant deferral / active EE | $4,053 | $5,550-27.0% | $4,871-16.8% | $5,287-23.3% |
| Admin fee / account holder | $32,839 | $15,560+111.0% | $13,028+152.1% | $10,133+224.1% |