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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,440 | $133,981-45.9% | $112,249-35.5% | $134,532-46.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.42% | 47.16%-64.6pp | 27.48%-44.9pp | 418.27%-435.7pp |
| Employer contribution / active EE | $2,382 | $4,040-41.0% | $3,636-34.5% | $4,741-49.8% |
| Participant deferral / active EE | $5,315 | $5,292+0.4% | $4,729+12.4% | $6,401-17.0% |
| Admin fee / account holder | $2,816 | $7,492-62.4% | $6,412-56.1% | $11,429-75.4% |