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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,933 | $209,422+119.1% | $178,503+157.1% | $158,982+188.7% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 12.66% | 188.81%-176.1pp | 151.12%-138.5pp | 302.99%-290.3pp |
| Employer contribution / active EE | $8,993 | $5,707+57.6% | $5,011+79.5% | $4,763+88.8% |
| Participant deferral / active EE | $3,327 | $5,955-44.1% | $5,202-36.0% | $5,983-44.4% |
| Admin fee / account holder | $1,351 | $17,079-92.1% | $13,987-90.3% | $11,252-88.0% |