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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,974 | $180,459+96.2% | $154,108+129.7% | $135,380+161.5% |
| Participation rate | 90.9% | 87.4%+3.5pp | 83.0%+7.9pp | 82.6%+8.3pp |
| Annual return | -7.05% | 888.21%-895.3pp | 735.21%-742.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $13,807 | $6,035+128.8% | $5,298+160.6% | $4,779+188.9% |
| Participant deferral / active EE | $5,297 | $5,806-8.8% | $5,081+4.3% | $5,609-5.6% |
| Admin fee / account holder | $4,433 | $16,145-72.5% | $13,411-66.9% | $10,828-59.1% |