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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,727 | $92,684-85.2% | $82,706-83.4% | $134,509-89.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -28.88% | 945.84%-974.7pp | 701.76%-730.6pp | 418.13%-447.0pp |
| Employer contribution / active EE | $3,713 | $3,272+13.5% | $3,007+23.5% | $4,741-21.7% |
| Participant deferral / active EE | $0 | $4,800-100.0% | $4,394-100.0% | $6,400-100.0% |
| Admin fee / account holder | $1,164 | $5,982-80.5% | $5,329-78.1% | $11,427-89.8% |