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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,911 | $90,607-69.2% | $79,467-64.9% | $135,380-79.4% |
| Participation rate | 85.7% | 76.0%+9.7pp | 73.3%+12.4pp | 82.6%+3.1pp |
| Annual return | -6.36% | 977.74%-984.1pp | 718.30%-724.7pp | 519.81%-526.2pp |
| Employer contribution / active EE | $4,941 | $3,068+61.1% | $2,800+76.5% | $4,779+3.4% |
| Participant deferral / active EE | $197 | $4,050-95.1% | $3,704-94.7% | $5,609-96.5% |
| Admin fee / account holder | $2,342 | $5,895-60.3% | $5,104-54.1% | $10,828-78.4% |