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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,431 | $180,466-7.2% | $154,114+8.6% | $135,382+23.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.22% | 888.15%-891.4pp | 735.16%-738.4pp | 519.77%-523.0pp |
| Employer contribution / active EE | $2,130 | $6,035-64.7% | $5,298-59.8% | $4,779-55.4% |
| Participant deferral / active EE | $4,271 | $5,806-26.4% | $5,081-15.9% | $5,609-23.8% |
| Admin fee / account holder | $7,566 | $16,144-53.1% | $13,411-43.6% | $10,829-30.1% |