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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,832 | $162,136-42.1% | $152,301-38.4% | $154,746-39.4% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 21.53% | 91.02%-69.5pp | 80.50%-59.0pp | 172.34%-150.8pp |
| Employer contribution / active EE | $10,453 | $4,890+113.8% | $4,624+126.0% | $4,379+138.7% |
| Participant deferral / active EE | $5,775 | $8,341-30.8% | $8,004-27.9% | $6,730-14.2% |
| Admin fee / account holder | $9,318 | $15,759-40.9% | $14,398-35.3% | $14,365-35.1% |