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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,832 | $196,972-52.4% | $182,262-48.5% | $198,609-52.8% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 21.53% | 158.27%-136.7pp | 140.60%-119.1pp | 202.70%-181.2pp |
| Employer contribution / active EE | $10,453 | $5,364+94.9% | $5,046+107.2% | $5,055+106.8% |
| Participant deferral / active EE | $5,775 | $8,643-33.2% | $8,276-30.2% | $6,977-17.2% |
| Admin fee / account holder | $9,318 | $18,429-49.4% | $16,712-44.2% | $19,030-51.0% |