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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,606 | $58,391-56.1% | $76,657-66.6% | $72,975-64.9% |
| Participation rate | 37.7% | 67.4%-29.7pp | 72.1%-34.4pp | 69.5%-31.8pp |
| Annual return | 0.00% | 2306.65%-2306.6pp | 1166.74%-1166.7pp | 81.01%-81.0pp |
| Employer contribution / active EE | $904 | $1,787-49.4% | $2,303-60.8% | $2,440-63.0% |
| Participant deferral / active EE | $2,062 | $2,690-23.4% | $3,335-38.2% | $3,608-42.8% |
| Admin fee / account holder | $1,391 | $4,014-65.4% | $6,423-78.3% | $5,124-72.9% |