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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,852 | $102,429-3.5% | $147,096-32.8% | $80,925+22.2% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 13.66% | 135.02%-121.4pp | 419.75%-406.1pp | 35.65%-22.0pp |
| Employer contribution / active EE | $4,099 | $3,716+10.3% | $4,936-17.0% | $2,756+48.7% |
| Participant deferral / active EE | $8,971 | $6,649+34.9% | $8,071+11.2% | $4,299+108.7% |
| Admin fee / account holder | $4,027 | $7,957-49.4% | $13,005-69.0% | $6,940-42.0% |