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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,992 | $85,766-60.4% | $136,298-75.1% | $70,126-51.5% |
| Participation rate | 96.0% | 74.2%+21.8pp | 81.9%+14.1pp | 69.5%+26.5pp |
| Annual return | 23.62% | 31.46%-7.8pp | 5156.27%-5132.6pp | 73.15%-49.5pp |
| Employer contribution / active EE | $8,747 | $2,966+194.9% | $4,696+86.3% | $2,343+273.4% |
| Participant deferral / active EE | $7,110 | $5,051+40.8% | $6,247+13.8% | $3,332+113.4% |
| Admin fee / account holder | $2,826 | $5,421-47.9% | $9,244-69.4% | $4,645-39.2% |