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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,779 | $56,894+19.1% | $84,753-20.0% | $62,881+7.8% |
| Participation rate | 66.0% | 68.5%-2.5pp | 76.6%-10.6pp | 69.3%-3.3pp |
| Annual return | 7.48% | 6.30%+1.2pp | 22.78%-15.3pp | 20.14%-12.7pp |
| Employer contribution / active EE | $916 | $2,400-61.8% | $3,574-74.4% | $2,281-59.8% |
| Participant deferral / active EE | $1,933 | $2,709-28.6% | $3,712-47.9% | $3,203-39.6% |
| Admin fee / account holder | $65 | $3,581-98.2% | $5,333-98.8% | $4,296-98.5% |