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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,348 | $91,194+19.9% | $178,486-38.7% | $79,860+36.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.04% | 24.19%-15.1pp | 151.08%-142.0pp | 31.72%-22.7pp |
| Employer contribution / active EE | $9,617 | $3,256+195.4% | $5,011+91.9% | $2,471+289.2% |
| Participant deferral / active EE | $2,741 | $3,236-15.3% | $5,202-47.3% | $3,740-26.7% |
| Admin fee / account holder | $27,537 | $6,751+307.9% | $13,985+96.9% | $5,306+418.9% |