Retirement plan

TBG PARTNERS 401(K) PLAN

Name: TBG PARTNERS - TBG PARTNERS 401(K) PLAN (2019) Form 5500
Creator: TBG PARTNERS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TBG PARTNERS 401(K) PLAN, TBG PARTNERS

TBG PARTNERSEIN 74-2485594Plan #001PY 2019

1705 GUADALUPE STREET, SUITE 500 - AUSTIN, TX 78701512-327-1011LinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#004Retirement-$6.6M assets

Prospect flagsLow employer contributionRecently reached 100 employees

How to read this page

Total assets (EOY)

$3.6M

+25.1% from 2018

Total participants

132

+3.1% from 2018

Average account balance

$32,744

+2.1% from 2018

Annual return

21.07%

+30.23 pp from 2018

Benchmarks

See 5,552 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,552 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

138

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$378

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK2 years Filed as: COMMONWEALTH EQUITY SERVICES LLC Service code 27 29 SAWYER RD · WALTHAM, ME 02453	Advisory (Plan)	$15,589
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Service code 64 · EIN 84-0467907	Recordkeeping Fees	$5,097
AMERICAS 401K, INC.2 years Filed as: AMERICAS 401K INC Service code 13	Contract Administrator	$3,118
AMERICAS 401K, INC.2 years Filed as: AMERICAS 401(K), INC. Service code 13 · EIN 75-2261114	Contract Administrator	$2,664
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$1,007
CLARUS PARTNERS2 years Filed as: CLARUS PARTNERS LLC DBA Service code 10 350 E FIRST AVE STE 150 · COLUMBUS, OH 43201	Accounting	$0

Plan features & details

Pension benefit codes2E2F2G2J2R3D2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$19K

$161 / participant

Investment mgmt$19K100.0%

% of EOY assets

0.524%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PW PARTNERS, LLC
Auditor EIN: 833323563
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,744

$89,652-63.5%

$141,191-76.8%

$65,185-49.8%

Participation rate

80.2%

74.7%+5.5pp

82.5%-2.3pp

70.2%+10.0pp

Annual return

21.07%

32.79%-11.7pp

71.41%-50.3pp

29.38%-8.3pp

Employer contribution / active EE

$3,065-100.0%

$4,736-100.0%

$2,177-100.0%

Participant deferral / active EE

$3,715

$5,691-34.7%

$6,710-44.6%

$3,514+5.7%

Admin fee / account holder

$171

$569-69.8%

$10,264-98.3%

$847-79.8%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK2 years

Filed as: COMMONWEALTH EQUITY SERVICES LLC

Service code 27

29 SAWYER RD · WALTHAM, ME 02453

Advisory (Plan)

$15,589

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Service code 64 · EIN 84-0467907

Recordkeeping Fees

$5,097

AMERICAS 401K, INC.2 years

Filed as: AMERICAS 401K INC

Service code 13

Contract Administrator

$3,118

AMERICAS 401K, INC.2 years

Filed as: AMERICAS 401(K), INC.

Service code 13 · EIN 75-2261114

Contract Administrator

$2,664

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: ADVISED ASSETS GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$1,007

CLARUS PARTNERS2 years

Filed as: CLARUS PARTNERS LLC DBA

Service code 10

350 E FIRST AVE STE 150 · COLUMBUS, OH 43201

Accounting

TBG PARTNERS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TBG PARTNERS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion