Retirement plan

RINALDO J GONZALEZ CPA PC 401(K) PROFIT SHARING PL

Name: RINALDO J. GONZALEZ, CPA, PC - RINALDO J GONZALEZ CPA PC 401(K) PROFIT SHARING PL (2016) Form 5500
Creator: RINALDO J. GONZALEZ, CPA, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RINALDO J GONZALEZ CPA PC 401(K) PROFIT SHARING PL, RINALDO J. GONZALEZ, CPA, PC

RINALDO J. GONZALEZ, CPA, PCEIN 74-2461483Plan #002PY 2016

7800 IH 10 WEST, STE. 505 - SAN ANTONIO, TX 78230210-366-9430LinkedIn1-10 employeesaccounting

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$223K

-12.0% from 2015

Total participants

0.0% from 2015

Average account balance

$37,223

-26.6% from 2015

Annual return

7.69%

+5.33 pp from 2015

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$651K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$108K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$60K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1933

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$106K

$21100 / participant

Other / not subdivided$106K100.0%

% of EOY assets

47.238%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,223

$135,956-72.6%

$123,894-70.0%

$273,972-86.4%

Participation rate

100.0%

84.1%+15.9pp

81.4%+18.6pp

83.0%+17.0pp

Annual return

7.69%

56.63%-48.9pp

47.52%-39.8pp

41.46%-33.8pp

Employer contribution / active EE

$7,873

$5,170+52.3%

$4,617+70.5%

$4,869+61.7%

Participant deferral / active EE

$3,248

$6,343-48.8%

$5,984-45.7%

$5,287-38.6%

Admin fee / account holder

$17,583

$9,817+79.1%

$8,357+110.4%

$10,133+73.5%

RINALDO J GONZALEZ CPA PC 401(K) PROFIT SHARING PL

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RINALDO J GONZALEZ CPA PC 401(K) PROFIT SHARING PL

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion