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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,993 | $87,132-62.1% | $105,624-68.8% | $80,959-59.2% |
| Participation rate | 89.9% | 70.4%+19.4pp | 75.3%+14.6pp | 67.7%+22.2pp |
| Annual return | 10.50% | 17.03%-6.5pp | 116.20%-105.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,948 | $3,985+24.2% | $5,013-1.3% | $4,300+15.1% |
| Admin fee / account holder | $2,021 | $8,449-76.1% | $10,961-81.6% | $6,925-70.8% |