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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,756 | $103,000+0.7% | $90,300+14.9% | $152,885-32.1% |
| Participation rate | 46.2% | 75.9%-29.7pp | 73.3%-27.1pp | 82.5%-36.3pp |
| Annual return | 22.36% | 95.19%-72.8pp | 78.11%-55.8pp | 345.39%-323.0pp |
| Employer contribution / active EE | $2,375 | $3,138-24.3% | $2,854-16.8% | $4,763-50.1% |
| Participant deferral / active EE | $5,171 | $4,281+20.8% | $3,884+33.1% | $5,851-11.6% |
| Admin fee / account holder | $6,688 | $6,173+8.3% | $5,353+24.9% | $11,598-42.3% |