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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,584 | $121,656+11.4% | $104,614+29.6% | $158,950-14.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 14.22% | 465.51%-451.3pp | 340.56%-326.3pp | 302.91%-288.7pp |
| Employer contribution / active EE | $2,035 | $3,164-35.7% | $2,681-24.1% | $4,762-57.3% |
| Participant deferral / active EE | $5,378 | $4,177+28.7% | $3,739+43.8% | $5,983-10.1% |
| Admin fee / account holder | $1,058 | $7,775-86.4% | $6,464-83.6% | $11,248-90.6% |