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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,219 | $68,681-2.1% | $86,625-22.4% | $85,851-21.7% |
| Participation rate | 66.7% | 66.4%+0.3pp | 71.6%-5.0pp | 69.3%-2.7pp |
| Annual return | 12.90% | 20.12%-7.2pp | 63.52%-50.6pp | 318.63%-305.7pp |
| Employer contribution / active EE | $3,624 | $1,880+92.7% | $2,496+45.2% | $2,565+41.3% |
| Participant deferral / active EE | $3,628 | $2,919+24.3% | $3,700-1.9% | $3,952-8.2% |
| Admin fee / account holder | $3,868 | $5,974-35.3% | $5,830-33.7% | $6,261-38.2% |