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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,713 | $63,082-10.1% | $81,726-30.6% | $79,856-29.0% |
| Participation rate | 66.7% | 67.5%-0.9pp | 72.0%-5.3pp | 69.6%-3.0pp |
| Annual return | 10.30% | 22.66%-12.4pp | 29.49%-19.2pp | 31.71%-21.4pp |
| Employer contribution / active EE | $2,755 | $1,795+53.4% | $4,311-36.1% | $2,471+11.5% |
| Participant deferral / active EE | $2,757 | $2,780-0.8% | $7,108-61.2% | $3,741-26.3% |
| Admin fee / account holder | $2,847 | $4,428-35.7% | $5,160-44.8% | $5,306-46.4% |