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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,440 | $63,845+26.0% | $81,370-1.1% | $80,959-0.6% |
| Participation rate | 74.4% | 63.9%+10.5pp | 69.5%+4.9pp | 67.7%+6.8pp |
| Annual return | 9.40% | 16.37%-7.0pp | 24.85%-15.4pp | 35.67%-26.3pp |
| Employer contribution / active EE | $3,467 | $1,980+75.1% | $2,464+40.7% | $2,757+25.8% |
| Participant deferral / active EE | $3,467 | $3,093+12.1% | $3,885-10.8% | $4,300-19.4% |
| Admin fee / account holder | $4,632 | $5,688-18.6% | $5,749-19.4% | $6,925-33.1% |