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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,989 | $154,209-63.7% | $130,062-57.0% | $139,487-59.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 8.57% | 32.52%-24.0pp | -137.37%+145.9pp | 373.84%-365.3pp |
| Employer contribution / active EE | $1,317 | $5,292-75.1% | $4,322-69.5% | $4,755-72.3% |
| Participant deferral / active EE | $1,468 | $6,709-78.1% | $5,821-74.8% | $6,713-78.1% |
| Admin fee / account holder | $1,235 | $13,988-91.2% | $10,601-88.4% | $11,407-89.2% |