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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,163 | $176,786-73.9% | $146,643-68.5% | $167,536-72.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.81% | 24.04%-16.2pp | 22.75%-14.9pp | 478.82%-471.0pp |
| Employer contribution / active EE | $1,292 | $5,161-75.0% | $4,137-68.8% | $4,839-73.3% |
| Participant deferral / active EE | $1,622 | $6,440-74.8% | $5,506-70.6% | $6,342-74.4% |
| Admin fee / account holder | $13,054 | $13,262-1.6% | $10,280+27.0% | $12,315+6.0% |