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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,774 | $183,516-84.9% | $155,534-82.1% | $145,884-81.0% |
| Participation rate | 68.2% | 82.7%-14.5pp | 78.2%-10.0pp | 80.3%-12.1pp |
| Annual return | 23.75% | 61.43%-37.7pp | 64.92%-41.2pp | 551.85%-528.1pp |
| Employer contribution / active EE | $3,016 | $5,315-43.2% | $4,675-35.5% | $4,662-35.3% |
| Participant deferral / active EE | $4,707 | $6,467-27.2% | $5,630-16.4% | $6,690-29.6% |
| Admin fee / account holder | $639 | $19,293-96.7% | $15,900-96.0% | $13,392-95.2% |