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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,729 | $167,353-95.4% | $143,797-94.6% | $134,545-94.3% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -85.70% | 0.48%-86.2pp | -0.04%-85.7pp | 418.37%-504.1pp |
| Employer contribution / active EE | $2,594 | $5,620-53.9% | $4,952-47.6% | $4,742-45.3% |
| Participant deferral / active EE | $2,791 | $6,447-56.7% | $5,638-50.5% | $6,401-56.4% |
| Admin fee / account holder | $79 | $18,096-99.6% | $14,679-99.5% | $11,431-99.3% |