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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,984 | $148,582-45.5% | $135,942-40.4% | $139,456-41.9% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 8.42% | 79.26%-70.8pp | 68.28%-59.9pp | 373.45%-365.0pp |
| Employer contribution / active EE | $3,697 | $5,245-29.5% | $4,858-23.9% | $4,753-22.2% |
| Participant deferral / active EE | $4,736 | $8,101-41.5% | $7,759-39.0% | $6,711-29.4% |
| Admin fee / account holder | $82,270 | $12,402+563.4% | $10,764+664.3% | $11,407+621.2% |