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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,065 | $112,933-76.9% | $90,970-71.3% | $158,982-83.6% |
| Participation rate | 86.4% | 74.7%+11.6pp | 69.0%+17.3pp | 82.0%+4.4pp |
| Annual return | 19.89% | 215.82%-195.9pp | 134.60%-114.7pp | 302.99%-283.1pp |
| Employer contribution / active EE | $5,329 | $2,893+84.2% | $2,122+151.1% | $4,763+11.9% |
| Participant deferral / active EE | $5,466 | $4,128+32.4% | $3,373+62.0% | $5,983-8.7% |
| Admin fee / account holder | $2,925 | $8,047-63.7% | $5,961-50.9% | $11,252-74.0% |