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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,112 | $50,947-80.2% | $74,551-86.4% | $64,173-84.2% |
| Participation rate | 97.1% | 61.1%+36.0pp | 69.1%+27.9pp | 69.6%+27.5pp |
| Annual return | -10.65% | -1.85%-8.8pp | 32.53%-43.2pp | 7.63%-18.3pp |
| Employer contribution / active EE | $2,762 | $1,115+147.6% | $1,961+40.8% | $2,381+16.0% |
| Participant deferral / active EE | $3,761 | $2,302+63.4% | $3,108+21.0% | $3,470+8.4% |
| Admin fee / account holder | $509 | $4,221-88.0% | $5,059-89.9% | $4,887-89.6% |