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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,164 | $48,267+111.7% | $68,794+48.5% | $68,495+49.2% |
| Participation rate | 100.0% | 60.7%+39.3pp | 69.0%+31.0pp | 67.9%+32.1pp |
| Annual return | -20.51% | -12.70%-7.8pp | -6.37%-14.1pp | -7.84%-12.7pp |
| Employer contribution / active EE | $3,110 | $1,829+70.1% | $2,656+17.1% | $2,596+19.8% |
| Participant deferral / active EE | $1,764 | $2,867-38.5% | $3,941-55.2% | $4,028-56.2% |
| Admin fee / account holder | $21,754 | $4,362+398.7% | $4,934+340.9% | $5,403+302.6% |