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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,545 | $57,352-67.7% | $83,831-77.9% | $64,173-71.1% |
| Participation rate | 94.9% | 68.6%+26.3pp | 76.1%+18.7pp | 69.6%+25.3pp |
| Annual return | -8.10% | 11.38%-19.5pp | 850.99%-859.1pp | 7.63%-15.7pp |
| Employer contribution / active EE | $1,816 | $2,546-28.6% | $3,631-50.0% | $2,381-23.7% |
| Participant deferral / active EE | $2,097 | $2,993-29.9% | $4,082-48.6% | $3,470-39.6% |
| Admin fee / account holder | $1,582 | $4,046-60.9% | $5,479-71.1% | $4,887-67.6% |