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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,281 | $162,785-31.6% | $133,959-16.9% | $158,950-30.0% |
| Participation rate | 90.9% | 83.2%+7.7pp | 79.8%+11.1pp | 82.0%+8.9pp |
| Annual return | 5.21% | 41.94%-36.7pp | 45.09%-39.9pp | 302.91%-297.7pp |
| Employer contribution / active EE | $1,834 | $4,975-63.1% | $3,919-53.2% | $4,762-61.5% |
| Participant deferral / active EE | $2,253 | $5,910-61.9% | $5,047-55.4% | $5,983-62.3% |
| Admin fee / account holder | $9,709 | $11,738-17.3% | $8,928+8.7% | $11,248-13.7% |