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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,513 | $63,342-23.4% | $92,236-47.4% | $70,131-30.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 13.61% | 530.15%-516.5pp | 176.29%-162.7pp | 73.14%-59.5pp |
| Employer contribution / active EE | $1,717 | $2,471-30.5% | $3,679-53.3% | $2,342-26.7% |
| Participant deferral / active EE | $2,872 | $2,854+0.6% | $3,897-26.3% | $3,332-13.8% |
| Admin fee / account holder | $2,961 | $3,840-22.9% | $5,194-43.0% | $4,645-36.3% |