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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,365 | $202,342-32.1% | $172,752-20.5% | $152,897-10.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.58% | 1029.83%-1002.2pp | 802.97%-775.4pp | 345.43%-317.9pp |
| Employer contribution / active EE | $4,530 | $5,858-22.7% | $5,144-11.9% | $4,764-4.9% |
| Participant deferral / active EE | $8,987 | $5,948+51.1% | $5,198+72.9% | $5,851+53.6% |
| Admin fee / account holder | $9,283 | $17,111-45.7% | $13,955-33.5% | $11,599-20.0% |