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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,787 | $198,461-64.3% | $170,436-58.5% | $147,585-52.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 22.38% | 257.30%-234.9pp | 205.94%-183.6pp | 578.57%-556.2pp |
| Employer contribution / active EE | $2,851 | $6,184-53.9% | $5,433-47.5% | $4,876-41.5% |
| Participant deferral / active EE | $5,673 | $5,629+0.8% | $4,939+14.8% | $5,439+4.3% |
| Admin fee / account holder | $1,437 | $16,852-91.5% | $13,880-89.6% | $10,885-86.8% |