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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,312 | $138,075+4.5% | $123,552+16.8% | $135,379+6.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.44% | 153.70%-159.1pp | 119.20%-124.6pp | 519.79%-525.2pp |
| Employer contribution / active EE | $2,345 | $5,152-54.5% | $4,628-49.3% | $4,779-50.9% |
| Participant deferral / active EE | $12,500 | $6,800+83.8% | $6,426+94.5% | $5,609+122.9% |
| Admin fee / account holder | $987 | $10,917-91.0% | $9,285-89.4% | $10,828-90.9% |