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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,116 | $141,004+70.3% | $112,273+113.9% | $139,466+72.2% |
| Participation rate | 47.1% | 79.2%-32.1pp | 72.4%-25.4pp | 80.3%-33.3pp |
| Annual return | 19.17% | 32.75%-13.6pp | 30.23%-11.1pp | 373.66%-354.5pp |
| Employer contribution / active EE | $991 | $4,285-76.9% | $3,431-71.1% | $4,754-79.2% |
| Participant deferral / active EE | $8,918 | $5,878+51.7% | $4,800+85.8% | $6,712+32.9% |
| Admin fee / account holder | $0 | $9,959-100.0% | $7,752-100.0% | $11,409-100.0% |