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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,712 | $82,674-47.1% | $125,363-65.1% | $68,495-36.2% |
| Participation rate | 86.1% | 75.0%+11.1pp | 82.4%+3.7pp | 67.9%+18.2pp |
| Annual return | -19.46% | -5.97%-13.5pp | 572.15%-591.6pp | -7.84%-11.6pp |
| Employer contribution / active EE | $1,118 | $3,382-67.0% | $4,815-76.8% | $2,596-57.0% |
| Participant deferral / active EE | $4,471 | $6,111-26.8% | $7,447-40.0% | $4,028+11.0% |
| Admin fee / account holder | $2,449 | $6,276-61.0% | $10,005-75.5% | $5,403-54.7% |