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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,393 | $78,694-66.5% | $67,652-61.0% | $125,389-79.0% |
| Participation rate | 83.3% | 78.8%+4.5pp | 75.7%+7.7pp | 83.2%+0.1pp |
| Annual return | -3.12% | 9.46%-12.6pp | 6625.40%-6628.5pp | 282.24%-285.4pp |
| Employer contribution / active EE | $1,139 | $3,044-62.6% | $2,266-49.7% | $4,866-76.6% |
| Participant deferral / active EE | $3,736 | $4,292-13.0% | $3,560+5.0% | $5,352-30.2% |
| Admin fee / account holder | $778 | $7,403-89.5% | $4,821-83.9% | $9,541-91.8% |